BNP Paribas Faktoring: agreement generation process reduced to just 1 minute with the Templar system
The Client
BNP Paribas Faktoring is part of the BNP Paribas Factoring Group, a global leader in the factoring market, with over 50 years of experience and a network of companies across 12 countries in Europe, Asia, and Africa. In Poland, BNP Paribas Faktoring holds a leading position, capturing nearly 20% of the domestic market, with a turnover of PLN 88.7 billion and 4.1 million invoices purchased in 2024 alone.*
The company offers a wide range of services for small, medium, and large enterprises, as well as tailored solutions for international capital groups seeking unified factoring strategies within their structures.
What challenge did BNP Paribas Faktoring face?
Ensuring financial liquidity is a key element of any business. BNP Paribas Faktoring’s mission is to provide clients with convenient and flexible financing options that support growth and operational continuity. This requires not only high-quality service, but also fast access to funds. To meet this goal, the company must manage its internal processes efficiently – including the automatic generation of documentation, which is often a bottleneck in a fast-changing regulatory and business environment.
BNP Paribas Faktoring set out to modernize this process. The company sought a modern solution to significantly speed up the creation and editing of documents – without relying on the IT department. They needed a system that could facilitate fast development, personalization, and distribution of various templates. That’s why they chose Templar, a proprietary low-code platform developed by in4mates, designed to streamline and automate document creation and generation.
Automating this process also helped reduce the risk of human error and increased the company’s agility in adapting documentation to rapid regulatory changes – a critical requirement in the financial sector.
We chose the Templar system based on a strong recommendation from BNP Paribas Bank, which has been using this solution for several years. Implementing modern IT solutions is a key part of our strategy to provide our employees with the best tools and deliver top-level service to our clients. The implementation of Templar went smoothly and helped us streamline internal processes – confirming that it was the right decision. Templar allows us to gradually increase operational efficiency by automating the generation of standard documents and freeing up time for more complex tasks.
Monika Wiśniewska, Head of the Documentation Team at BNP Paribas Faktoring
What did BNP Paribas Faktoring gain with Templar?
Operational efficiency
The implementation of Templar increased the level of automation in handling client agreements. Over time, this is expected to significantly improve BNP Paribas Faktoring’s overall operational performance, enabling employees to focus on more strategic responsibilities.
Speed and autonomy
The project helped ensure visual consistency of documents and empowered authorized employees to quickly update templates without IT involvement. This streamlined internal processes and contributed to a higher level of customer service.
Shorter “time to market”
Thanks to Templar, the company can now quickly prepare documents needed to launch new products. This speeds up operational readiness and allows BNP Paribas Faktoring to respond faster to market demands – a critical advantage in a highly competitive sector.
High performance and scalability
Templar enables flexible template creation. The low-code automation system supports large-scale document generation without requiring additional resources. The company now uses a scalable tool capable of managing hundreds of templates and generating millions of documents – meeting both current and future business needs.
Compliance and reliability
Automating document creation minimizes the risk of errors and enables quicker adaptation to new regulations. This capability is essential for financial institutions, where documentation must remain fully compliant at all times.
Document automation is no longer just a technological enhancement – it’s a strategic necessity. It improves operational efficiency, ensures compliance, and elevates customer service, all of which are vital to staying competitive in today’s demanding financial environment. That’s why we focused on understanding the client’s processes in depth – so that BNP Paribas Faktoring could fully leverage our solution to achieve its goals.
Krzysztof Walasek, Managing Partner at in4mates
Project highlights
100× faster
document generation
1 minute
to generate an agreement
1 second
to generate a single document
2
in4mates specialists
4
BNP Paribas Faktoring specialists
35
document templates
Implementing Templar and automating document creation helped BNP Paribas Faktoring significantly improve how agreements and other documents are prepared and updated. This allows the team to focus on more complex, specialized tasks. It was a very successful project that will undoubtedly strengthen BNP Paribas Faktoring’s position as a market leader.
Tomasz Król, Business Development Manager at in4mates